http://loansfinderuk.co.uk/articles Thu, 03 Jul 2008 22:44:51 +0000 http://backend.userland.com/rss092 en Secured loans are rising in popularity in the UK. You can clearly see this in the official figures released by the Bank of England from time to time. Last year, for instance, the bank reported British homeowners let go £14.6bn in the final quarter of 2006 using mortgage equity withdrawal. And ... http://loansfinderuk.co.uk/articles/bank-of-england-numbers-on-secured-loans-in-uk Did you see the recent address by the Royal Bank of Scotland economist Robert Gardner in Wales recently? He noticed that falling house prices here in the UK are making people feel less wealthy and perhaps blunting their short-term optimism about the future. Well, this is true. But for anyone with a ... http://loansfinderuk.co.uk/articles/secured-loans-can-we-still-get-them Did you notice that the British economy is slowing? In this latest quarter, for example, the UK economy only expanded at a minuscule 0.4 percent. This is the slowest expansion (and this is hardly the term to use, so tiny is the step) we've had in the last three years, ... http://loansfinderuk.co.uk/articles/how-get-a-secured-loan-given-todays-inflation-rate I wrote about the Bank of England stats on secured loans the other day. Well there is more to that story, it turns out. Let me recap a little first, though. The other day I pointed out that Bank of England official figures show something that we all instinctively feel -- secured ... http://loansfinderuk.co.uk/articles/first-direct-swamped-with-loan-applications It's a familiar story. The family is managing OK on two incomes, although there is not a lot left over at the end of the month, and then the daughter announces the wonderful news that she's going to be married -- and they've set the date four months from now! After a ... http://loansfinderuk.co.uk/articles/many-uk-families-need-secured-loans Two golden rules I advise people to follow when they take a secured loan. First, take up one of these loans from a position of strength. Don't take one if you have several other loans and a re almost struggling to make the repayments on them. Imagine what would happen if you ... http://loansfinderuk.co.uk/articles/golden-rules-of-secured-loans Forget trying to be rich. Instead, aim to have enough to pay all your bills. What I'm talking about is that happy state where you are free of financial worry because you know you can pay any bill that comes through the mail, and that your standard of living is just ... http://loansfinderuk.co.uk/articles/forget-being-rich-just-be-comfortable It wasn't too long ago that Americans were the world's most cash-strapped people with a massive 28 percent of them saying they were completely out of pocket at the end of the month. That they had nothing left to put away for retirement or even save for a holiday. http://loansfinderuk.co.uk/articles/uk-saving-rates-shame-us There's something we should be clear about with secured loans. They are sweet when you repay them on time. They will be a nightmare if you can't meet your repayments. This is because if your circumstances unexpectedly change and you suddenly can't keep up with your repayment schedule -- even after ... http://loansfinderuk.co.uk/articles/what-to-watch-with-a-secured-loan Have you been following the discussion on the missing millions? Although we Brits are not the world's best savers (we are ahead of the US, but behind France, the Netherlands and Germany when measured for the percentage of consumers with no spare cash after pay day) we have been putting around ... http://loansfinderuk.co.uk/articles/uks-missing-millions-and-your-bad-credit-loan